diff --git a/docs/blog/posts/localization.md b/docs/blog/posts/localization.md
index 605b8fba..b8e19734 100644
--- a/docs/blog/posts/localization.md
+++ b/docs/blog/posts/localization.md
@@ -6,6 +6,7 @@ categories:
- locale
hide:
- feedback
+description: "How to setup Paisa for your country."
---
# Localization
diff --git a/docs/blog/posts/sovereign-gold-bond.md b/docs/blog/posts/sovereign-gold-bond.md
new file mode 100644
index 00000000..470a7ba3
--- /dev/null
+++ b/docs/blog/posts/sovereign-gold-bond.md
@@ -0,0 +1,224 @@
+---
+date: 2024-01-26
+comments: true
+categories:
+ - sovereign-gold-bond
+ - gold
+ - sgb
+ - price
+hide:
+ - feedback
+description: "How to track Sovereign Gold Bond price and calculate returns."
+---
+
+# Sovereign Gold Bond
+
+Reserve Bank of India started issuing a new type of bond called
+[Sovereign Gold Bond](https://www.rbi.org.in/commonperson/English/Scripts/FAQs.aspx?Id=1658) (SGB) in November 2015. The bond is issued by
+RBI on behalf of the Government of India. Each unit of the bond is
+equivalent to a gram of gold. The price of the bond is linked to the
+price of the gold. The price is calculated by taking the average of
+the closing price of gold of 999 purity for the last 3 business days
+of the week. RBI follows the price of gold published by [IBJA](https://ibja.co/).
+
+
+
+The bond also includes an interest component. The interest is paid
+every 6 months. The initial bonds were issued with 2.75%
+interest. Nowadays the interest is 2.5%. The interest is taxable as
+per the income tax slab of the investor. Any capital gains on the bond
+are exempted if you hold the bond till maturity. The bond has an 8
+year term with an exit option available from the 5th year
+onward. In this blog post, we'll explore how to use Paisa to
+effectively track your SGBs and calculate your returns.
+
+Let's assume you have `#!ledger 25,000 INR` in your bank account.
+
+```ledger
+2015/11/01 Opening Balance
+ Assets:Checking:SBI 25000.00 INR
+ Equity:OpeningBalance
+```
+
+Let's assume you bought 8 units of SGB issued on 26th
+November 2015. The price of a single unit was `#!ledger 2684 INR`.
+
+```ledger
+2015/11/26 Buy Sovereign Gold Bond
+ Assets:Gold:SGB 8 SGB @ 2684.00 INR
+ Assets:Checking:SBI -21472.00 INR
+```
+
+If you go to the `#!ledger Assets:Gold:SGB` account, you'll see the
+following
+
+![Initial Balance](../../images/sgb/balance-1.png)
+
+Let's add the interest component to the bond. The interest is paid on
+26th of May and November every year. We need to make two
+transactions entries for each interest payment. One from `#!ledger
+Income:Interest:Gold:SGB` to `#!ledger Assets:Gold:SGB` and another
+from `#!ledger Assets:Gold:SGB` to `#!ledger
+Assets:Checking:SBI`. This is necessary to calculate the correct
+returns. If you send the interest directly to your bank account, Paisa
+will not be able to calculate the correct returns for `#!ledger
+Income:Interest:Gold:SGB` account.
+
+```ledger
+2016/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2016/05/26 SGB Interest Credit
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2016/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2016/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2017/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2017/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2017/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2017/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2018/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2018/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2018/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2018/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2019/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2019/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2019/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2019/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB 295.24 INR
+ Assets:Checking:SBI
+
+2020/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2020/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2020/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2020/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2021/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2021/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2021/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2021/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2022/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2022/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2022/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2022/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2023/05/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2023/05/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+
+2023/11/26 SGB Interest Credit
+ Assets:Gold:SGB 295.24 INR
+ Income:Interest:Gold:SGB
+
+2023/11/26 SGB Interest Withdrawal
+ Assets:Gold:SGB -295.24 INR
+ Assets:Checking:SBI
+```
+
+The final part is the bond settlement. The debit posting includes the
+buy price, buy date and the sell price. The gains come from the
+capital gains account.
+
+```ledger
+2023/11/30 Withdraw Sovereign Gold Bond
+ Assets:Gold:SGB -8 SGB {2684.00 INR} [2015/11/26] @ 6132.00 INR
+ Income:CapitalGains:Gold:SGB -27584 INR
+ Assets:Checking:SBI 49056.00 INR
+```
+
+It's also possible to track the daily price[^1] of the bond. Since the
+bond price is linked to the price of gold, we can use the IBJA gold
+price to track the price of the bond. Go to the configuration page and
+add a new commodity with the following information.
+
+![Commodity Settings](../../images/sgb/config.png)
+
+If you go to the `#!ledger Assets:Gold:SGB` account, You can find the
+total returns, XIRR and the change of the bond value over time.
+
+![Final Balance](../../images/sgb/balance-2.png)
+
+
+[^1]: The daily price history of IBJA gold price is available only
+ from 2022. If you have access to the price history, you can ping
+ me. Alternatively, you can manually add the [price history](../../reference/commodities.md#realestate) to the
+ ledger file.
diff --git a/docs/images/sgb/balance-1.png b/docs/images/sgb/balance-1.png
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diff --git a/docs/images/sgb/config.png b/docs/images/sgb/config.png
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diff --git a/docs/stylesheets/extra.css b/docs/stylesheets/extra.css
index 995f32fb..ff025e9f 100644
--- a/docs/stylesheets/extra.css
+++ b/docs/stylesheets/extra.css
@@ -323,3 +323,7 @@
background-color: var(--account-color-income-background);
color: var(--account-color-income);
}
+
+.language-ledger pre code {
+ max-height: 500px;
+}