Optimize: Reduce ERC721 Transfer Gas

[thorseldon]

• For Borrow: Transfer ERC721 directly to LendPoolLoan;
• For Repay: Transfer ERC721 directly to Borrower;

[codecov]

Codecov Report

All modified and coverable lines are covered by tests ✅

Comparison is base (636b8f6) 90.86% compared to head (8985f34) 90.64%.

Additional details and impacted files

@@            Coverage Diff             @@
##             main     #123      +/-   ##
==========================================
- Coverage   90.86%   90.64%   -0.23%     
==========================================
  Files          35       35              
  Lines        2694     2694              
  Branches      417      420       +3     
==========================================
- Hits         2448     2442       -6     
- Misses        246      252       +6     

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